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Credit Cards Filipino Students Can Apply for While Studying in Korea
Credit Cards Filipino Students Can Apply for While Studying in Korea
Can Filipino Students in Korea Get a Credit Card?
Yes! Even as a foreign student, you can apply for a credit card in Korea if you meet certain requirements. Having a local credit card makes it much easier to pay for daily expenses, shop online, and build your financial history in Korea.
Basic Requirements to Apply
- Alien Registration Card (ARC) valid for at least 6 more months
- Proof of Korean address (housing contract, dormitory letter)
- Korean bank account in your name
- Proof of income (part-time work or remittances) or Korean guarantor
Tip: Some banks have special student credit card programs that make the process easier!
Top 5 Credit Cards for Filipino Students in Korea
| Card Name | Issuing Bank | Main Benefits | Notes |
|---|---|---|---|
| Hana Bank Global Student Card | Hana Bank | International merchant discounts | Special program for foreign students |
| KB Kookmin Good Day Card | KB Kookmin Bank | Discounts on transportation, convenience stores, phone bills | Available for foreign students with ARC |
| Shinhan Student Card | Shinhan Bank | Includes International Student ID (ISIC) | Great for travel and entertainment discounts |
| Woori Youth Card | Woori Bank | Transportation card function + discounts for movies and coffee shops | Easier approval for students and young adults |
| NH Nonghyup Global Combo Card | NH Nonghyup Bank | Debit and credit combined card | Foreign students eligible |
Tips to Successfully Get a Card
- Consult your bank branch directly before applying.
- If a credit card is hard to get, start with a debit card and build your financial record.
- Look for special events offering perks for student credit cards (like free gifts or bonus points).
- Pay your bills on time — late payments can affect your visa renewal!
FAQs for Filipino Students
Q1. Can I apply without an Alien Registration Card (ARC)?
No, the ARC is mandatory for almost all banks.
Q2. Do I need to show proof of income?
If you have part-time work, showing payslips helps. Some banks may waive this for students.
Q3. Can my parents from the Philippines act as guarantors?
Usually no. Guarantors must be residents of Korea.
Q4. What if my application is rejected?
Start by using a debit card first, build your banking history for 6-12 months, and try again!
Q5. Should I get an ISIC (International Student ID) card?
It’s optional, but getting a credit card with ISIC features provides discounts at stores, theaters, airlines, and more.
π Having a Korean-issued credit card will make your student life smoother, safer, and more convenient. Start preparing today!
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