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Yu Jae-seok's New Challenge in Waiting for Food

In a delightful twist, Yu Jae-seok, the beloved South Korean entertainer, faces a unique challenge as he attempts to navigate the world of restaurant waiting lines in the upcoming SBS variety show, "ν‹ˆλ§Œ λ‚˜λ©΄" (If There's a Gap). Set to air on the 16th of this month, this exciting new season promises to deliver laughter and engaging moments as Yu takes on this delightful yet daunting task. The show captures Yu's amusing interactions and experiences with the people he encounters during his wait, hinting at the season's delightful blend of humor and reality. Yu Jae-seok's New Challenge: The Waiting Experience In "If There's a Gap," audiences will be treated to Yu Jae-seok's fascinating experiences as he steps into the unfamiliar territory of waiting in lines at food establishments. Known for his dislike of waiting, often humorously dubbed as "μ›¨μ΄νŒ… μ•ŒλŸ¬μ§€" or "waiting allergy," Yu's venture into this world of anticipation pro...
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How Young Filipinos Can Easily Get Quick Cash and Start a Small Business (2025 Guide)

How Young Filipinos Can Get Quick Cash and Small Business Funding (2025 Guide)



1. Dream Big, Start Small: Why Starting Your Own Business Matters Now

In today’s world, relying on just one income is no longer enough.
Young Filipinos are dreaming bigger—turning side hustles into small businesses to take control of their future.
Starting a business with a small amount of cash is more possible than ever, thanks to mobile loans, digital wallets, and government support.

2. 5 Easy Ways to Get Quick Cash for Your Startup

2-1. Apply for Online Loans

Mobile apps like Tala, Cashalo, and JuanHand let you borrow ₱1,000 to ₱50,000 fast, with simple requirements.

2-2. Unlock Credit in Your GCash or Maya App

Use GLoan or Maya Credit built into your e-wallets.
If you regularly use GCash or Maya for payments, you already have a credit score they trust!

2-3. Borrow from Microfinance or Co-Ops

Microfinance institutions (MFI) and local co-ops offer small loans with lower interest, especially for young entrepreneurs.

2-4. Get Help from Family and Friends

Borrowing from trusted family members can save you from high-interest loans—just make sure you treat it professionally!

2-5. Tap into Government Programs

DTI Negosyo Centers, Go Negosyo, and TESDA offer startup programs and sometimes even funding for new businesses.



3. Top 5 Loan Apps Every Young Entrepreneur Should Know

App Loan Amount Approval Time Highlights
GCash GLoan up to ₱125,000 Instant to a few hours Linked to GCash usage
Maya Credit ₱5,000–₱15,000 Fast Based on your payment habits
Tala ₱1,000–₱15,000 Within 24 hours Great for first-time borrowers
Home Credit ₱5,000–₱50,000 Medium speed Also for gadget purchases
Cashalo ₱2,000–₱10,000 Very fast Easy reloan option

These apps make it easy to get quick cash right from your phone, perfect for funding your first business steps.

4. 5 Things You MUST Know Before Taking a Quick Loan

πŸ”΄ 1. Never Miss a Payment
Late payments destroy your credit score (GScore, etc.) and limit future loan options.

πŸ”΄ 2. Always Check the Interest Rate
Some apps charge extremely high interest. Look at the APR (Annual Percentage Rate) before signing anything.

πŸ”΄ 3. Watch Out for Scam Apps
Only download loan apps from the official Google Play or App Store. Never share private info with sketchy apps.

πŸ”΄ 4. Have a Repayment Plan Before You Borrow
Don’t rely on "future sales" without a clear plan to pay back your loan.

πŸ”΄ 5. Use the Money for Business Essentials Only
Invest your loan wisely—buy tools, ingredients, or marketing, not unnecessary personal items.



5. Real Success Stories: Big Dreams from Small Loans

✨ Anne, 24 years old

  • Borrowed ₱10,000 from GCash GLoan

  • Started a handmade jewelry business online

  • Hit ₱50,000 in monthly sales within 6 months!

✨ Jomar, 28 years old

  • Took an ₱8,000 loan from Tala

  • Started a small chicken wings delivery business

  • Expanded into a mini food truck within 1 year!

Key lesson: A small loan, when used smartly, can turn dreams into real profits.

6. Free Help: Government Programs for Young Entrepreneurs

🏒 DTI Negosyo Centers

  • Free business training

  • Help with business registration

  • Small loan connections

πŸš€ Go Negosyo Programs

  • Business competitions with funding prizes

  • Entrepreneur mentoring

πŸŽ“ TESDA Startup Courses

  • Skills training + startup grants after graduation

🏑 Local Barangay Support

  • Some barangays offer microloans for small businesses—check with your local office!




7. Smart Money Moves: How to Use Your Loan the Right Way

  • Only borrow what you truly need—don’t overestimate.

  • Make a simple budget before spending your loan.

  • Open a separate bank account for your business money.

  • Avoid reloaning unless absolutely necessary.

8. Final Words: Borrow Smart. Dream Big. Win Bigger.

Getting a small loan isn’t the end goal—it’s just the beginning.
Your passion, hard work, and smart decisions will turn that loan into a real business and a better future.
Start small, plan big, and stay brave.
Your dream business is just one smart step away.